An often overlooked legal detail is insurance coverage. If thieves gain entry without visible signs of break-in – such as through an open window or a hidden key – some insurance companies may deny coverage. This is sometimes called “lack of proven burglary . ”
Therefore, check your home insurance carefully, especially:
Theft deductible
Replacement for electronics and valuables
Requirements for locks, grilles or security doors
More customized insurance coverage can also cover locksmith costs or temporary security measures after a burglary attempt.
